Well, I decided to try out 10.3.1 for the first time, just now, and reaffirmed my plan to halt testing until at least v11, whenever that may be. I took a 10 mile round trip drive, on lightly traveled rural (and sometimes hilly) route. Conditions: Roads was damp, but it was not raining. Sun at times.
Issues encountered on this very short, and mundane, route include:
1. Crossed over double yellow centerline three times, once severely. The severe cross-over was on a hilly road, while on the rise. Thankfully, I disengaged quickly - as when I crested the hill, there was an oncoming school bus... F me!
2. Tons of phantom braking and wild yoke jerking (abnormal wear and tear continues)
3. Drove more on the extreme left side (not center or right) on private roads than 10.2; and 10.2 was bad.
4. Tried to run a T intersection (same as 10.2, so I was ready for it) - Private road to main public road.
5. "Chill" FSD mode seems to only set the "Chill" acceleration toggle. Nothing else felt "Chill" at all.
Sending email to Tesla.