BruceR61
Member
Nah! Endless Plaid is Elon, or his brother…
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jebinc
Well-Known Member
If @EndlessPlaid was Sawyer in disguise (or was close to Sawyer in some other way), I would politely ask @EndlessPlaid to help "spread positivity" by getting this annoying vibration issue some airtime - so Telsa addresses it in short order (half serious). That would be a positive development for many.
I unlocked the hold on the 13th due to it pending cancellation. Can't take delivery until I close on my house note. Was already assigned a VIN with delivery estimated between March 17 - 23 
House not supposed to be done until April sometime. Not destined to get the car after all this it seems.
House not supposed to be done until April sometime. Not destined to get the car after all this it seems.
jebinc
Well-Known Member
I unlocked the hold on the 13th due to it pending cancellation. Can't take delivery until I close on my house note. Was already assigned a VIN with delivery estimated between March 17 - 23
At least you will be getting a new house! For $250, you could just place another order…
Yeah, feels like I'm getting gipped by not getting it at the 17k less though. Probably will be less sour once closing on the house is done.
WilliamG
Hinge Fanatic
Securing a car loan would blow up my chances of securing the home loan. Loan officers and underwriters don't like seeing new lines of credit opened before closing on a home loan.
EndlessPlaid
⚡EV/Tesla Nerd 🔋
Oh God I'm gonna start calling these the Endless-IdentityGates. No, I am not Elon, and I am not Sawyer!
WilliamG
Hinge Fanatic
That sounds like fear-mongering to me… But don’t take my advice on anything, though I did buy a car right before buying my current house.
jebinc
Well-Known Member
Income and debt levels may play a role in these two different cases.
Nah, it’s true. Mortgage underwriters don’t want any credit activity while they’re going through the underwriting process. It changes debt to equity and they are not keen on that.
Precisely, to the very word, what Elon would be expected to say.
EndlessPlaid
⚡EV/Tesla Nerd 🔋
Lol, like Elon would have the time to be on here.
EightYears
Member
It only matters if you can’t qualify for both debts. Essentially you’re over extending yourself with both purchases.
If you have the income to support it there is no issues with buying whatever you want. Prior to closing on the house.
EightYears
Member
on another note is this the trick to getting a VIN. I swear everyone lately that says I released my hold today, got a VIN almost instantly. Do I need to place a hold for a day and release to get my dang VIN?
jebinc
Well-Known Member
Give it a try, and then report back!
Generally they are way more strict on a home vs car. I’ve done the same thing a couple times (finance a car after closing on a home). I’ll decide my own debt ratio, not them. Not everyone fits their boiler plate. Also it can impact the rates you get.
I agree, it is remarkable.Lol, like Elon would have the time to be on here.
EightYears
Member
WilliamG
Hinge Fanatic
YA THINK!?
If you can easily afford both the car and the house, there's absolutely NO reason why you shouldn't buy the car first, in my opinion, but don't take that as gospel because I'd rather not get into trouble, hah! All I can say is I did this very thing, and it had no impact on anything. The credit pull on the car dropped me a few points (so the hell what?), and that was it. It was never mentioned at any point during the house-buying process.
Again, just speaking for myself.
I'm of the believe that if you're at a point where you can't be buying a car at the same time as a house, probably shouldn't be buying the car/house in the first place... If that's not the case, I'd chat with someone about buying that car. $17k is not insignificant...
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