Wiki Model S Delivery Update

[WilliamG]

It is actually not when you're asking for 100's of thousands of dollars (or more) to purchase a home. The lender/investor get to make those decisions. I would just speak with your lender and let them know the situation. They will tell you exactly how it may or may not impact your loan decision.

There are guidelines for income and yes there are cases where income cannot be used for various reasons. It sucks but it happens.

It's all about upfront communication as others have said. Every problem has a solution. One of those may be exactly as you have stated, waiting until after you purchase the home due to DTI. What lenders do not like is when borrowers go buy that car or spend 50K on furniture for the house and do not say anything and it is found out days before closing on the final soft credit check. That is when things blow up and closings get delayed. It is all relative to each individual's financial situation. Everyone is in a different place. The bottom line is just clear honest communication with your lender and even better having a good lender that knows what the heck they are doing...

Interest rates have shot through the roof, it sucks! GL with the purchase of your home.

FWIW...I am a mortgage lender so I do understand this better than most...

While this is VERY helpful information, can we please get back to more important stuff like the updated hinges. Anyone got more pics? I demand pics, or I shall have to sacrifice a bag of chips to my stomach.

 

[Hayseed_MS]

While this is VERY helpful information, can we please get back to more important stuff like the updated hinges. Anyone got more pics? I demand pics, or I shall have to sacrifice a bag of chips to my stomach.

Ask and you shall receive. From the new hinge supplier - not yet installed. The new door hinges.

 

[jebinc]

Houses are overrated IMO. Living under a bridge is the new hip thing to do.

In Seattle, you don’t even need to be under a bridge. A makeshift tent is welcomed by the City Council anywhere a person wants to pitch it - including in front of the county court house. No joke, this is real.

 

[mikemi]

My car is here! Plan to pick it up tonight. Visual confirmation by SA that it has 19" Continental all-seasons. All trunk covers are in place.

 

[mikemi]

Can someone point me to a checklist of common issues people are finding at delivery that I should look for? Other than panel gaps, paint issues…

 

[uthatcher]

In Seattle, you don’t even need to be under a bridge. A makeshift tent is welcomed by the City Council anywhere a person wants to pitch it - including in front of the county court house. No joke, this is real.

Oh cry me a river...I'll see your Seattle and raise you LA. And if that doesn't cut it, I'l raise you San Fran.

 

[AMPd]

I’m convinced they are done for the quarter. Trying to flush out all the old inventory refresh 1.0. Inventory tracker shows ~10 plaids.

It has been days since I’ve seen a VIN drop anywhere.

That makes sense, especially since they called me last week offering a 2021 model that had its drive unit replaced.

 

[chrisdh79]

Can someone point me to a checklist of common issues people are finding at delivery that I should look for? Other than panel gaps, paint issues…

Checklist

 

[AMPd]

Oh cry me a river...I'll see your Seattle and raise you LA. And if that doesn't cut it, I'l raise you San Fran.

What’s wrong with LA? Last time I visited I loved it!
The amount of space available for me to pitch a tent and live carefree was incredible!

No but seriously, it’s so bad!

 

[uthatcher]

What’s wrong with LA? Last time I visited I loved it!
The amount of space available for me to pitch a tent and live carefree was incredible!

No but seriously, it’s so bad!

Oh yeah, all those beautiful tent cities are built out now.

 

[WilliamG]

In Seattle, you don’t even need to be under a bridge. A makeshift tent is welcomed by the City Council anywhere a person wants to pitch it - including in front of the county court house. No joke, this is real.

Truth. They don't call it Freeattle for nothing.

 

[Ormond]

Just finished taking delivery of my LR. Absolutely amazing car. Looks damn good. Not a perfectionist or anything like that, but I have no current problems. So much more comfortable than my M3P. Surprised me how much more it is. Hope everyone gets there soon! Especially ones who ordered before me... Can't forget hopefully Jebinc gets a fixed one after all those absurd problems

Where are your photos? Did you get your floor mats and trunk parts?

 

[BruceR61]

These are the hinges I my ‘17 MS 75

 

[uthatcher]

View attachment 781702These are the hinges I my ‘17 MS 75

Those are really nice, but don't you feel like you're missing out?

 

[TheMacc]

Posted a few pictures in the other thread, however, I jinxed myself. Car is in service right now as the charge port failed right away and wouldn't charge. Supposebly a quick fix l. At service right now so hopefully tons of pictures when I get it back tomorrow morning!

 

[Ohmster]

I just need my damn VIN by end of month so funding is secure....and no more applications or credit checks. Forget the hinges, at this point just want my car....

 

[ryan1220]

That makes sense, especially since they called me last week offering a 2021 model that had its drive unit replaced.

I agree seeing peoples delivery dates getting pushed

 

[ryan1220]

Posted a few pictures in the other thread, however, I jinxed myself. Car is in service right now as the charge port failed right away and wouldn't charge. Supposebly a quick fix l. At service right now so hopefully tons of pictures when I get it back tomorrow morning!

They didn’t find that before delivery? Thought they would see that when they charge up the car before delivery

 

[mswlogo]

It is actually not when you're asking for 100's of thousands of dollars (or more) to purchase a home. The lender/investor get to make those decisions. I would just speak with your lender and let them know the situation. They will tell you exactly how it may or may not impact your loan decision.

There are guidelines for income and yes there are cases where income cannot be used for various reasons. It sucks but it happens.

It's all about upfront communication as others have said. Every problem has a solution. One of those may be exactly as you have stated, waiting until after you purchase the home due to DTI. What lenders do not like is when borrowers go buy that car or spend 50K on furniture for the house and do not say anything and it is found out days before closing on the final soft credit check. That is when things blow up and closings get delayed. It is all relative to each individual's financial situation. Everyone is in a different place. The bottom line is just clear honest communication with your lender and even better having a good lender that knows what the heck they are doing...

Interest rates have shot through the roof, it sucks! GL with the purchase of your home.

FWIW...I am a mortgage lender so I do understand this better than most...

And we avoid talking to underwriters like the plague. Never volunteer information. Only answer the question asked.

Just explain it to them. LOL. Like they have common sense or something? Sorry, Maybe you have common sense. But most are robots.

They will ask for the most stupid things.

I just refinanced. I totally agree. Avoid all large purchases. Loan or not. Between approval and closing. Especially with rates pending on going up. Not worth any risk.

 

[Ormond]

I just need my damn VIN by end of month so funding is secure....and no more applications or credit checks. Forget the hinges, at this point just want my car....

View attachment 781711​

Is this an Excel spreadsheet? Did you take Miss Excel’s master class?