A significant number of accidents are caused by two cars making otherwise-minor mistakes at the same time and place. If only one car makes a mistake, the other car can usually take evasive action to avoid a collision.
Watch those dash cam compilation videos. After years of watching them, I'd claim that the majority of accidents are a result of one person doing something really dumb, leaving the other person little to no chance to avoid. It may be just that the majority of video-worthy accidents are like this, but there certainly are plenty of them, and minor bobbles and even misses do make it into these videos.
The classics are:
1. A driver turning left through oncoming traffic doesn't see a car or just doesn't look, resulting in them having a head-on with an oncoming car.
2. A driver is distracted, doesn't see stopped traffic at a red light, and plows into the back of the car in their lane.
3. A driver is distracted, doesn't see the red light, and plows into the side of cross traffic.
4. A driver performs a left turn or even a U-turn while crossing lanes of traffic going in the same direction. The adjacent car gets hit.
5. A driver turning left through one or more lanes of stopped cars, only to get nailed by a car coming down the additional clear lane.
6. A driver losing control because of road conditions.
It's certainly true that minor events can also lead to an accident, and those cases are usually down to the second driver just not driving defensively. They will be offended by the other driver's infraction and feel a need to assert their right of way. The first driver probably isn't even aware of the second, so they end up in an accident. The drivers who don't drive defensively are the ones that are big on "communicating" with the other driver. Swearing, leaning on the horn, etc.
My favorite sometimes happens when a driver is turning left through oncoming traffic. They're doing something unsafe, but they should still be able to make it if the oncoming driver just passes to their rear. But the oncoming driver is fixated on passing to their front. So they move farther and farther right, sometimes crossing an entire lane in order to "go around" other driver. They don't, of course, and nail the turning car, at speed, sometimes flipping them over. I find it amazing to watch the fixation on passing to the car's front.