jkirkwood001
Active Member
...Do you think it is possible that I can tell my delivery specialist (when I get in contact with him/her) that I will be paying with a loan through Tesla and not in cash?
So I'm assuming you need a loan to get the car. If you get a loan elsewhere (e.g. your bank directly), then for all intents and purposes, that's a cash sale to Tesla.
But it's only technically different if you get the loan via Tesla, since the bank pays Tesla the money, so they get full payment up front. Now a lease would NOT be the same, but Tesla doesn;t offer leases (where they get partial payment up front and balance down the road [OK, pun intended ].
So it didn't sound to me like Tesla cared a lot if you loaned or paid cash - but I think it will be something you request, not automatic. In fact, the requisite approval process which they pass to either RBC or Scotia (per my related post) is much less stringent than the one my own bank asked me for. Still can't figure that out, and the "preferential" rate BMO eventually offered me was 2% higher than Tesla / RBC's!