1. I don't get this mindset. People who can afford $100k cars and houses, don't go around throwing money into every corner where it doesn't belong. b. Not all jurisdictions require a permit to be pulled, is there any proof that the juristictions that don't require a permit to be pulled have higher accident/property damage rates? Or is the permit pulling process just a way for the county to make a little extra money on silly things (you want to replace a light switch, pull a permit!) III. I didn't pull a permit, but that's because I was considering doing the work myself, and knew exactly what to check when the electrician left (before I paid him). but I got a good quote, so I just paid him to do it.