I'm with CBA and paid using electronic transfer inside a branch. CBA temporarily increased my daily transfer limit to $100K after which I did the transfer using the Netbank app on my phone. No probs entering my reservation number as the reference. After the successful, they reduced the daily limit back to $10K. It was done in less than 15mins.
Note that for some stupid reason CBA can't increase your daily limit to $100K if you have upcoming scheduled automatic bill payments. After a phone call to their support, the CBA consultant was told that the schedule bill payment would tip the daily limit over $100K
. Because it was an e-bill (council rates payment), I couldn't cancel it, so had to pay it even though it wasn't due until the end of Sept. I reckon this restriction was a bug in their payment system. After that my SR+ payment went thru without any probs.