Texas
Member
You might rethink keeping comprehensive and Collision Coverage on your 2015 P85D. On March 30 of this year an uninsured driver broadsided my 2015 P85D-L, resulting in the car being declared a total loss. USAA, my insurer, has agreed to pay $72,800 for the total loss. This is based on a very high appraisal because the car had only 23,000 miles and was equipped with almost every available Tesla option, including dual chargers and the ludicrous upgrade; my policy also had a provision adding 20% to the settlement of a total loss. Nevertheless, any good policy would be extremely valuable should your car be involved in a total loss accident—which is more likely to occur in a Tesla because of their high repair costs.I ended up taking comp/collision off my 2015 P85D the last few years because my insurance went UP every year as the value cratered. So it’s no surprise that getting a slight increase by replacing a current Tesla, unless unlike me you’re insurance has been going down.